How to access the direct payments, unemployment insurance, and small-business loans in the CARES Act.

The early numbers from the coronavirus economic crisis are grim. Millions of Americans are waiting for federal help in the form of direct payments, unemployment insurance benefits, or food assistance.

Last week, Congress officially passed a $2 trillion stimulus package, called the Coronavirus Aid, Relief and Economic Security (CARES) Act, aimed at helping workers, businesses, and states deal with the economic fallout from efforts to curb the coronavirus outbreak.

Though relief is on the way, there may be frustrating delays in getting assistance due to the overwhelming demand and unprecedented nature of some of these programs. For instance, there are reports of unemployment websites crashing and jammed phone lines in New York and Florida as state agencies struggle to keep up with so many new people needing services.

The channels for obtaining this stimulus also vary. For some aspects of it, like the $1,200 direct payments that will go out to most workers, the distribution of these funds will largely be automatic if individuals have filed a tax return in the last two years (more on that below). For others, including unemployment insurance and small business loans, people will have to apply with their individual state agencies and banks.

While the stimulus aims to infuse the economy with support for workers and businesses, there’s still a lot of confusion about how to get that help. Vox has answered nine of your key questions about the stimulus bill, below.